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You are now leaving the Baldwin Management, LLC website and will be entering the Charles Schwab & Co., Inc. (“Schwab”) website. Schwab is a registered broker-dealer and is not affiliated with Baldwin Management, LLC (“Baldwin”) or any advisor(s) whose name(s) appear on this website. Baldwin is independently owned and operated. Schwab neither endorses nor recommends Baldwin unless you have been referred to Baldwin through the Schwab Advisor Network®. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of Baldwin or any of its investment professionals. Schwab has agreements with Baldwin under which Schwab provides certain custodial, brokerage, and other services related to client accounts. Schwab does not review the Baldwin website and makes no representation regarding the accuracy, completeness, or content of this website. The information contained on the Baldwin website should not be considered a recommendation by Schwab or a solicitation by Schwab of any offer to purchase or sell any security, investment product, or service.