Disclosure

Baldwin Investment Management, LLC. is registered as an investment adviser with the United States Securities and Exchange Commission. Baldwin Investment Management, LLC. has made Investment Adviser Notice Filings in Florida, Illinois, New Hampshire, Pennsylvania and Virginia. As of January 2000, Baldwin Investment Management, LLC. may also conduct business in all other states (except Louisiana, Texas and Vermont) under a Federal de minimus exemption provided in the National Securities Markets Improvement Act. Investment advisory services described herein are not offered, nor can they be provided, to individuals or entities accessing information from any state that Baldwin Investment Management, LLC. has not made proper filings. This website is for informational purposes only and does not constitute a complete description of our services. Information through this site, whether stock quotes, charts, articles or any other statement or statements regarding market or other financial information is obtained from sources which we, and our suppliers, believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Nothing on this web site should be interpreted to state or imply that past results are an indication of future performance. There are no warranties, expressed or implied, as to accuracy, completeness or results obtained from any information posted on this or any “linked” web site.

SEC registration does not suggest a certain level of skill and training. For additional information regarding registration status of and other information related to Baldwin, please visit the SEC’s Investment Adviser Public Disclosure website at https://adviserinfo.sec.gov/ and type in our name or CRD #: 108922.

Investing involves the risk of partial or total loss and the value of your investments may be worth more than that original cost when sold.

The information provided herein is intended only for U.S. residents. Industry designations, recognitions or awards should not be construed as an endorsement or a recommendation to retain the Adviser by the ranting entity or any regulatory authority.

This website may include forward-looking statements. All statements other than statements of historical fact are forward-looking statements (Including words such as “believe”, “estimate”, “anticipate”, “may”, “will”, “should” and “expect”). Although we believe that the expectations reflected in such forward-looking statements are reasonable, we can give no assurance that such expectations will prove to be correct. Various factors could cause actual results or performance to differ materially from those discussed in such forward looking statements.

The views expressed and opinions expressed herein are those of Baldwin Investment Management, LLC professionals which may change at any time without prior notification.

Investments in securities are not insured, protected or guaranteed and may result in loss of income and/or principal.

Past performance is not indicative of any specific investment or future results. Views regarding the economy, securities markets or other specialized areas, like all predictors of future events, cannot be guaranteed to be accurate and may result in economic loss to the investor.

Any information provided by Baldwin Investment Management, LLC regarding historical market performance is for illustrative and educational purposes only. Clients or prospective clients should not assume that their performance will equal or exceed historical market results and/or averages.

The materials listed in this website does not portend to address the financial objectives, situation, or specific needs of any individual investor. Any information is for illustrative purposes only and is not intended to serve as investment advice. Results will vary, and no suggestion is made about how any specific solution or strategy performed in reality.

Specific securities identified and described may or may not be held in portfolios managed by Baldwin Investment Management LLC and do not represent all of the securities purchased, sold, or recommended for advisory clients. The reader should not assume that investments in the securities identified and discussed were or will be profitable. Any securities identified were selected for illustrative purposes and not based on their performance.

This web site is owned by Baldwin Investment Management, LLC. This web site and any and all accompanying screens, information, materials, user documentation, user interfaces, images, arrangements of information, related software and other proprietary property of Baldwin Investment Management, LLC or its licensors accessible via the web site (collectively hereafter referred to as the “Web Site”) is and shall remain the exclusive property of Baldwin Investment Management, LLC and its licensors, as the case may be. All rights to the Web Site remain with Baldwin Investment Management, LLC or its licensors.

This site is for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer or sell any information, software, products or services obtained from this site.

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